Buy vs Lease

Buy the Car or Lease? It's All up to You!

Car shopping comes with so many important decisions. Color, trim, options, finance, accessories, extended warranty, lease, and a service plan are just a handful of what you need to choose. One of the biggest choices is listed there as well, to buy or lease a car? Which one is right for you?

Buy the Car

  • You own the car from the start. All the taxes and fees are included in the first payment! And you can keep it forever...if you want.
  • Once you pay off the auto loan, you are free to sell the car for what it's worth, i.e. you can get your money back, maybe.
  • You are free to upgrade and modify the car as long it doesn't void your warranty, cause that wouldn't be good. Would it?
  • You can drive as much as your heart desires!
  • Don't worry about putting wear or tear cause the company won't get mad, but your buyer might.

Lease a Car

  • Sadly, you don't own the car and can't keep it forever unless you buy out you lease, but more on that later.
  • After the term of the lease you must return the car to the dealership, but you can buy the car and then you'll be in the list above. But with a lease you are also free to get a brand new car again after only three years!
  • You get to enjoy the latest and greatest technology and often can drive a car that would otherwise be out of your budget because with a lease the monthly payments are generally much cheaper!
  • There is a mileage limit (usually 12,000 miles per year) and you have to pay for the extra mileage, which you don't want to do.
  • You have to worry about excessive wear and tear so it's a good idea to keep an eye on standard maintenance.
  • With a lease you are paying the depreciation of the car which makes your monthly smaller and more affordable. This is nice for buyers who want or need a new car, but are not sure if they can afford to buy one.

Maita Subaru Proudly Serving: Sacramento, Roseville, Elk Grove, Citrus Heights, and Carmichael

At the end, it is really up to you with which choice you make, but we here at Maita Subaru in Sacramento, CA will be here to help you through the process. Our team in the finance center can help you decide which option will work better for your financial situation. Come on down to 2912 Auburn Blvd. in Sacramento, CA and let us help you decide which one works best for you!

Maita Subaru

2912 Auburn Blvd.
Directions Sacramento, CA 95821

  • Sales: (888) 861-0036
  • Service: (866) 309-6248
  • Parts: (866) 984-9905

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Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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