Buying vs Leasing

Financing a Subaru in Sacramento

All of the financial jargon that a potential car buyer has to deal with can make the decision between buying or leasing a new Subaru highly confusing. Which is right for you, and what exactly is the difference? If you need some guidance about what type of financing is best for your specific situation, then feel free to give us a call or come on over to Maita Subaru in Sacramento, CA today!

The Benefits Of Buying

  • Buying a new Subaru can have countless benefits for those seeking to very frequently use their vehicles. Leases often come with associated mileage restrictions, which drives those who may commute to and from work a long distance each day in the direction of purchasing a new car outright.
  • Additionally, purchasing a vehicle allows you to own it so, when it's time to purchase a new Subaru in the future, you can trade in the older model and have its value applied to the new vehicle to help offset some of the cost.
  • Finally, if your credit is in good shape, you can receive incredibly low-interest rates, which means you will not need to put any money down to purchase the vehicle.

New Subaru Inventory

The Benefits Of Leasing

  • Leasing is a great option for many who wish to drive a nice vehicle without all of the responsibility of car ownership. Leased vehicles have all of their regular maintenance and upkeep included in the monthly lease payment, which means surprise car repair bills will never creep up on you.
  • Additionally, because the majority of lease terms are for three years or less, you will get the opportunity to drive the latest and greatest Subaru's every couple of years.
  • Finally, by leasing a vehicle with a known monthly payment, you can easily work this into your budget to ensure that all of your other needs are met with room to spare.

End Of Lease Options


New Subaru Near Roseville & Carmichael

There are many advantages to buying or leasing a new vehicle from Maita Subaru. The key is to choose the option which best fits your very unique set of wants and needs. When you want to begin, we invite you to start your deal online by filling out our finance application below, then scheduling a test drive at our Sacramento Subaru dealership. Purchasing a new Subaru has never been easier for Roseville, West Sacramento, Rancho Cordova, Davis, and Carmichael drivers. We look forward to meeting you!

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

The Advantage to Financing, Leasing at Maita Subaru Near Rancho Cordova

Our dealership professionals are only too willing to assist your selection of a new Subaru model. Then comes the option to either finance or lease. Given benefits to both, we serve as a resource of knowledge and guidance.

At Maita Subaru, it's what we do daily near Sacramento.

Financing v Leasing - Tailoring What's Best For You

At Maita Subaru, there are always options to consider when cementing your choice in a new Subaru model. Wholly dependent upon your financial circumstance and driving habits, both financing and leasing offer their own takes on Subaru acquisition outside West Sacramento.


For those of us who drive long and far, financing is the way to go.

When financing, you're working to pay down the principal and APR (Annual Percentage Rate) applied. And within a few short years, your name will be embossed on the title along with the equity you've invested.

Then, when it's time for a new Subaru model offering an all-electric powertrain as with 2023 Subaru Solterra, you may trade with value intact.


At Maita Subaru, leasing is the perfect solution for those motorists who don't drive as much past Roseville, CA.

With yearly mileage parameters to stay under, you'll be driving the latest Subaru model in the most maintenance-free years. There's also that low monthly payment to savor.

And when your Subaru lease has ended, you have the following options to consider:

  • Surrender your Subaru lease to lease another new model for another three years.
  • Purchase your Subaru lease with that worn-in appeal intact.
  • Or, simply walk away from your lease to await the latest Subaru models to come to Davis, CA.

Maita Subaru - Providing Options to Subaru Acquisition Outside Sacramento

Visit with us and ask our Subaru professionals concerning what might be best for your circumstances and driving habits within Carmichael, CA.

Maita Subaru

2912 Auburn Blvd.
Directions Sacramento, CA 95821

  • Sales: 916-486-8500
  • Service: 916-486-8500
  • Parts: 916-486-8500